Contractors and handymen
Liability for remodels, repairs and handyman jobs, plus the bond and workers' comp rules California contractors face.
Event vendor insurance · California
Insurance for event vendors, DJs and entertainers in Los Angeles
Most venues will not let you set up without proof of insurance. Thimble's event vendor and entertainer policy includes general and professional liability, and you can buy it for a single event or a whole year.
- $1,000,000General and professional liability on Thimble's event policy
- FreeAdditional insureds, such as a venue, on Thimble policies
- By the houror the day, month or year
What event vendor coverage includes
Usually covered
- Bodily injury: someone other than your workers is hurt because of your setup or performance, like a guest tripping over a cable.
- Property damage: you or your crew damage a client's or someone else's property.
- Legal defense: lawyers and court costs if you are sued over a covered claim.
- Medical payments: small medical bills for someone hurt at your work, without a lawsuit.
- Professional liability: claims that your service went wrong, such as errors or a missed booking.
Usually not covered
- Injuries to your own employees (that is workers' compensation)
- Your own tools, equipment or vehicles
How Thimble coverage works
- Coverage when you need it. Thimble sells these policies by the hour, the day, the month or the year, so a one-off job can be covered on its own.
- Proof for your client. After you buy, you can download a certificate of insurance to show a client, landlord or venue.
- You stay in control. Thimble lets you change, pause or cancel a policy online or in its app.
- Add the venue for free. Thimble lets you list venues and planners as additional insureds at no extra charge.
What a policy covers, its limits and its price depend on your business, your ZIP code, your crew size and how long you buy for. The policy itself is what decides a claim.
Get a quote online
Get a price and buy online below. Billy is the broker on these Thimble policies, so you can call him with questions before or after you buy.
Open the Thimble quote in a new tab
This quote tool is run by Thimble Insurance Services. What you type into it goes to Thimble and is covered by Thimble's privacy policy, not ours. Rather talk it through? Use the form on this page or call (323) 393-5077.
Cyber coverage
Thimble can add cyber coverage to its yearly general liability policy, with up to a $100,000 limit for a data breach, cyber crime or cyber extortion. It is not available in every case; see the business insurance guide for what it covers and leaves out.
What to have ready
- What you do: DJ, music, performance, vendor booth
- The event date, venue and ZIP code
- How many people work with you
- The venue's exact name and address for the certificate
Other trades
Billy also has pages for other trades Thimble covers:
Cleaning and janitorial
Liability for house cleaners, janitorial crews and commercial cleaners working in clients' homes and offices.
Landscaping and gardening
Liability for gardeners, lawn care and landscape crews, with notes on tree work and equipment.
Photographers
General and professional liability for portrait, event and wedding photographers.
Need something else, such as workers' compensation, a business owner's policy or commercial auto? The small business insurance guide covers those, and Billy can compare other companies for you.
Common questions
Why does the venue want a certificate of insurance?
Venues and event planners want proof that you carry liability coverage, and often want to be named as an additional insured on your policy. Thimble lets you add them for free and download the certificate.
Can I buy insurance for just one event?
Yes. Thimble sells event vendor and entertainer coverage by the hour, the day, the month or the year.
What does professional liability add?
It covers claims that your service itself went wrong, such as a missed booking or a mistake that cost your client money. General liability covers injuries and property damage.
Carriers Billy works with
Which carrier fits depends on the property or business and the carrier's underwriting. Logos are trademarks of their owners.
Sources
Checked October 25, 2026. Laws, programs and rates change, so confirm anything important with the source or with Billy.